Payment Options

• Payments may be made with credit cards including VISA, Mastercard, American Express and Discover. Online checking account payments are also accepted. 
• Western Carolina University charges a 2.95% nonrefundable convenience fee ($3.00 minimum) on Mastercard, VISA,  American Express and Discover card payments for general payments on students' accounts in Bill+Payment through MyWCU. 
• For general payments on students' accounts in Bill+Payment through MyWCU visit MyWCU Login or Authorized User Login.
• To add funds to your CatCash account at any time (with no minimum deposit required) use one of the add-value machines located in the Technology Commons in the basement of Hunter Library, or via the GET Mobile App. Online deposits to a CatCash account should be applied within one hour.
• For Continuing Housing Deposits see Specialty Payment Login.

Please note: The Specialty Payment Login is unavailable from 11:00 p.m. to 12:05 a.m. nightly due to system maintenance. 

Western Carolina University offers an alternative to paying your college expenses in one lump sum.  The payment plan allows you to pay your semester charges to Western Carolina University in 5,  4, or 3  monthly payments beginning July 8th for the Fall term and November 20th for the Spring term. The payment plan enrollment fee is $40 per semester and must be paid at the time of enrollment along with the first payment.

Please note that payment plans are not available for the Summer semester.   

For more information regarding available payment plans, please see our Payment Plan page.

WCU Student Accounts Office
132 Killian Annex
1 University Drive
Cullowhee, NC 28723

WCU has now partnered with Flywire to allow participating 529 Plans to send funds electronically!  Please contact your 529 Plan administrator to see if this option is available to you. 

Students receiving the North Carolina Scholarship for Children of Wartime Veterans (a.k.a. Veterans’ Commission) must contact the Student Accounts Office to utilize the award the first time: studentaccounts@wcu.edu.

Students must go through their third-party sponsor to arrange for semester payments. These parties may include Vocational Rehabilitation, Training Educators And Creating Hope (TEACH), Eastern Band of Cherokee Indians (EBCI), Saudi Arabian Cultural Mission (SACM), state Pre-Pay programs, Veterans’ Commission, and more.  The Student Accounts Office must receive an authorization or award letter for the student directly from the third-party/sponsor to receive a temporary credit for the incoming payment.

Students are responsible for all charges that are not covered by the third-party authorization. Third-party authorizations must be received, and other charges paid, by the payment due date. Failure to satisfy these requirements will result in the student's classes being dropped for non-payment.

Third-parties interested in sponsoring, or paying on behalf of, a single student may email the  Financial Aid Office or call 828.227.7290 for assistance.

Third-parties interested in setting up a contract to sponsor multiple students each semester may email the Student Accounts Office or call 828.227.7324 for assistance.

Graduate students with assistantships may have their semester’s charges deducted from their monthly wages. Students will need to sign a Power of Attorney and fill out the appropriate paperwork.

To arrange this, please email the email the Student Accounts Office or call 828.227.7324 for assistance.

Western Carolina University provides you an alternative method of paying your tuition and fees  via Convera, a specialist in global business payments. There is a $20 Incoming Payment Handling Fee for payments made in U. S. dollars. Any exchange rates for foriegn currency payments are valid for 72 hours after you have initiated the transaction and payment must be received by Convera within that period. Neither Convera nor WCU shall be liable to you or the intended beneficiary for any additional costs, fees, or expenses resulting from the untimely delivery of the payment as set forth above. Western Carolina University does not accept overpayments on student accounts.  Please transfer only the amount due on your student account to avoid payment delays.

Visit myWCU to begin the payment process.

1. Log in with the WCU ID (the name before the @ sign in the catamount email address) and password.
2. Click VIEW AND PAY BILL under My Account Summary to log into Bill+Payment.
3. Click on "Make Payment" and then "Make a Payment".  
4. Select "Current account balance" to pay the balance on the account or enter the amount in the box to the right and click "Continue".
5. Click the drop down box for "Select Payment Method", select "Bank Wire" and then "Continue".
6. Enter the country from which you are paying and click "Continue".
7. Populate the "Payer Information" and click "Continue".
8. Click "Accept" to receive your Bank Wire Instructions to print and take to your bank.  THE WIRE MUST BE SENT FROM YOUR BANK WITHIN 3 BUSINESS DAYS.
9. The payment will be posted to your student account when the funds are received from your bank.

All returned checks will be forwarded to the Student Accounts Office. Upon receiving a returned check, Student Accounts will post it to the correct account. 

• Student Accounts will place a hold on the student’s account that will prevent any future class registration, until full payment of the returned check and fees is received. 
• The student will be notified by email that he/she must pay the face amount of the returned check plus a $35 or $5 service charge for each returned check within five days or by the first day of class, whichever comes first. 
• After five days or the first day of class, students whose accounts remain unpaid may have their classes dropped for nonpayment. 
• After at least three returned checks during the student’s career at Western, Student Accounts will place a hold on the student’s account for the remainder of the academic year which will block Webcheck payments in Bill+Payment. 

Claims for delinquent accounts will be filed through the provisions of the Set Off Debt Collection Act and State Employee Collection Act.

Western Carolina University has partnered with PayMyTuition for international tuition payments. With PayMyTuition, you can pay your tuition payments from any bank, in any country, in any currency at better than bank exchange rates. PayMyTuition is fast, simple, and cost effective.

Additional Information on PayMyTuition:

• How to make a Payment with PayMyTuition(video)
• PayMyTuition's Rate Guarantee
• Frequently Asked Questions

How to make a payment - step-by-step PDFs:

• English
• Spanish
• German
• French
• Japanese
• Traditional Chinese / Simplified Chinese
• Arabic
• Korean
• Vietnamese
• Portuguese
• Russian
• Swedish
• Dutch
• Turkish
• Hindi
• Farsi

For customer support, please call 1.855.663.6839 (toll-free) or through one of their local country contact numbers. You can also reach PayMyTuition Support at support@paymytuition.com or through their support page.